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Comprehensive Local Credit Card Guide

Credit Cards in 62324 (Clayton, IL)

Credit Card Debt in 62324

^ Average credit card debt in 62324 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 62324

^ Based on overall Illinois data, the credit card delinquency rate in Clayton is approximately 0.54%. [2]

Credit Scores in 62324

^ The average credit score in Clayton is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 62324

Credit Card Debt in 62324


  • 62324 Credit Card Debt
    • The estimated average credit card debt for 62324 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 62324


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62324 Credit Scores


  • Credit Scores in 62324
    • Residents of 62324 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 62324 (Clayton, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 62324 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 62324 [4]
    • 62324 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 62324 (Clayton, IL)

Recent credit card complaints originating from consumers in 62324, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 62324

Complaint Issue Number of Complaints*
Closing an account 1
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 62324

62324 is associated with the city of Clayton, which is located in Adams County in the state of Illinois. [6]

IL Credit Cards

62324 Credit Cards

For more information about 62324 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62324

6. ^ United States Census Bureau