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Comprehensive Local Credit Card Guide

Credit Cards in 62438 (Lakewood, IL)

Credit Card Debt in 62438

^ Average credit card debt in 62438 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 62438

^ Based on overall Illinois data, the credit card delinquency rate in Lakewood is approximately 0.54%. [2]

Credit Scores in 62438

^ The average credit score in Lakewood is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 62438

Credit Card Debt in 62438


  • 62438 Credit Card Debt
    • The estimated average credit card debt for 62438 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 62438


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62438 Credit Scores


  • Credit Scores in 62438
    • Residents of 62438 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 62438 (Lakewood, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 62438 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 62438 [4]
    • 62438 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 62438 (Lakewood, IL)

Recent credit card complaints originating from consumers in 62438, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 62438

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 62438

62438 is associated with the city of Lakewood, which is located in Shelby County in the state of Illinois. [6]

IL Credit Cards

62438 Credit Cards

For more information about 62438 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62438

6. ^ United States Census Bureau