Comprehensive Local Credit Card Guide

Credit Cards in 62481 (Yale, IL)

Credit Card Debt in 62481

^ Average credit card debt in 62481 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 62481

^ Based on overall Illinois data, the credit card delinquency rate in Yale is approximately 0.54%. ^[2]

Credit Scores in 62481

^ The average credit score in Yale is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 62481

Credit Card Debt in 62481

62481 Credit Card Debt
- The estimated average credit card debt for 62481 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 62481

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62481 Credit Scores

Credit Scores in 62481
- Residents of 62481 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 62481 (Yale, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 62481 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 62481 ^[4]
- 62481 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 62481 (Yale, IL)

Recent credit card complaints originating from consumers in 62481, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 62481

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	3

* Total 2021 - 2024 (current)

Additional information about Illinois

About 62481

62481 is associated with the city of Yale, which is located in Jasper County in the state of Illinois. ^[6]

62481 Credit Cards

For more information about 62481 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62481

6. ^ United States Census Bureau