Comprehensive Local Credit Card Guide

Credit Cards in 62703 (Springfield, IL)

Credit Card Debt in 62703

^ Average credit card debt in 62703 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 62703

^ Based on overall Illinois data, the credit card delinquency rate in Springfield is approximately 0.54%. ^[2]

Credit Scores in 62703

^ The average credit score in Springfield is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 62703

Credit Card Debt in 62703

62703 Credit Card Debt
- The estimated average credit card debt for 62703 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 62703

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

62703 Credit Scores

Credit Scores in 62703
- Residents of 62703 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 62703 (Springfield, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 62703 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 62703 ^[4]
- 62703 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 62703 (Springfield, IL)

Recent credit card complaints originating from consumers in 62703, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 62703

Complaint Issue	Number of Complaints*
Improper use of your report	155
Incorrect information on your report	103
Problem with a company's investigation into an existing problem	35
Problem with a credit reporting company's investigation	20
Getting a credit card	12
Other	60

* Total 2021 - 2024 (current)

Additional information about Illinois

About 62703

62703 is associated with the city of Springfield, which is located in Sangamon County in the state of Illinois. ^[6]

62703 Credit Cards

For more information about 62703 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62703

6. ^ United States Census Bureau