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Comprehensive Local Credit Card Guide

Credit Cards in 62837 (Fairfield, IL)

Credit Card Debt in 62837

^ Average credit card debt in 62837 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 62837

^ Based on overall Illinois data, the credit card delinquency rate in Fairfield is approximately 0.54%. [2]

Credit Scores in 62837

^ The average credit score in Fairfield is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 62837

Credit Card Debt in 62837


  • 62837 Credit Card Debt
    • The estimated average credit card debt for 62837 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 62837


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62837 Credit Scores


  • Credit Scores in 62837
    • Residents of 62837 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 62837 (Fairfield, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 62837 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 62837 [4]
    • 62837 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 62837 (Fairfield, IL)

Recent credit card complaints originating from consumers in 62837, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 62837

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 2
Problem with a credit reporting company's investigation 2
Managing an account 1
Trouble accessing funds in your mobile or digital wallet 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 62837

62837 is associated with the city of Fairfield, which is located in Wayne County in the state of Illinois. [6]

IL Credit Cards

62837 Credit Cards

For more information about 62837 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62837

6. ^ United States Census Bureau