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Comprehensive Local Credit Card Guide

Credit Cards in 62858 (Louisville, IL)

Credit Card Debt in 62858

^ Average credit card debt in 62858 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 62858

^ Based on overall Illinois data, the credit card delinquency rate in Louisville is approximately 0.54%. [2]

Credit Scores in 62858

^ The average credit score in Louisville is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 62858

Credit Card Debt in 62858


  • 62858 Credit Card Debt
    • The estimated average credit card debt for 62858 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 62858


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62858 Credit Scores


  • Credit Scores in 62858
    • Residents of 62858 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 62858 (Louisville, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 62858 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 62858 [4]
    • 62858 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 62858 (Louisville, IL)

Recent credit card complaints originating from consumers in 62858, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 62858

Complaint Issue Number of Complaints*
Communication tactics 1
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 62858

62858 is associated with the city of Louisville, which is located in Clay County in the state of Illinois. [6]

IL Credit Cards

62858 Credit Cards

For more information about 62858 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62858

6. ^ United States Census Bureau