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Comprehensive Local Credit Card Guide

Credit Cards in 62902 (Carbondale, IL)

Credit Card Debt in 62902

^ Average credit card debt in 62902 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 62902

^ Based on overall Illinois data, the credit card delinquency rate in Carbondale is approximately 0.54%. [2]

Credit Scores in 62902

^ The average credit score in Carbondale is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 62902

Credit Card Debt in 62902


  • 62902 Credit Card Debt
    • The estimated average credit card debt for 62902 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 62902


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62902 Credit Scores


  • Credit Scores in 62902
    • Residents of 62902 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 62902 (Carbondale, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 62902 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 62902 [4]
    • 62902 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 62902 (Carbondale, IL)

Recent credit card complaints originating from consumers in 62902, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 62902

Complaint Issue Number of Complaints*
Improper use of your report 22
Problem with a purchase shown on your statement 3
Getting a credit card 2
Incorrect information on your report 2
Getting a line of credit 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 62902

62902 is associated with the city of Carbondale, which is located in Jackson County in the state of Illinois. [6]

IL Credit Cards

62902 Credit Cards

For more information about 62902 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62902

6. ^ United States Census Bureau