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Comprehensive Local Credit Card Guide

Credit Cards in 62951 (Johnston City, IL)

Credit Card Debt in 62951

^ Average credit card debt in 62951 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 62951

^ Based on overall Illinois data, the credit card delinquency rate in Johnston City is approximately 0.54%. [2]

Credit Scores in 62951

^ The average credit score in Johnston City is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 62951

Credit Card Debt in 62951


  • 62951 Credit Card Debt
    • The estimated average credit card debt for 62951 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 62951


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62951 Credit Scores


  • Credit Scores in 62951
    • Residents of 62951 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 62951 (Johnston City, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 62951 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 62951 [4]
    • 62951 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 62951 (Johnston City, IL)

Recent credit card complaints originating from consumers in 62951, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 62951

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
Problem with a credit reporting company's investigation 1
Unable to get your credit report or credit score 1
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 62951

62951 is associated with the city of Johnston City, which is located in Williamson County in the state of Illinois. [6]

IL Credit Cards

62951 Credit Cards

For more information about 62951 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62951

6. ^ United States Census Bureau