Comprehensive Local Credit Card Guide

Credit Cards in 48038 (Clinton Township, MI)

Credit Card Debt in 48038

^ Average credit card debt in 48038 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48038

^ Based on overall Michigan data, the credit card delinquency rate in Clinton Township is approximately 0.55%. ^[2]

Credit Scores in 48038

^ The average credit score in Clinton Township is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48038

Credit Card Debt in 48038

48038 Credit Card Debt
- The estimated average credit card debt for 48038 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48038

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48038 Credit Scores

Credit Scores in 48038
- Residents of 48038 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48038 (Clinton Township, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48038 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48038 ^[4]
- 48038 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48038 (Clinton Township, MI)

Recent credit card complaints originating from consumers in 48038, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48038

Complaint Issue	Number of Complaints*
Improper use of your report	312
Incorrect information on your report	208
Problem with a company's investigation into an existing problem	59
Problem with a credit reporting company's investigation	45
Attempts to collect debt not owed	14
Other	92

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48038

48038 is associated with the city of Clinton Township, which is located in Macomb County in the state of Michigan. ^[6]

48038 Credit Cards

For more information about 48038 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48038

6. ^ United States Census Bureau