Comprehensive Local Credit Card Guide

Credit Cards in 48091 (Warren, MI)

Credit Card Debt in 48091

^ Average credit card debt in 48091 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48091

^ Based on overall Michigan data, the credit card delinquency rate in Warren is approximately 0.55%. ^[2]

Credit Scores in 48091

^ The average credit score in Warren is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48091

Credit Card Debt in 48091

48091 Credit Card Debt
- The estimated average credit card debt for 48091 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48091

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48091 Credit Scores

Credit Scores in 48091
- Residents of 48091 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48091 (Warren, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48091 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48091 ^[4]
- 48091 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48091 (Warren, MI)

Recent credit card complaints originating from consumers in 48091, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48091

Complaint Issue	Number of Complaints*
Improper use of your report	316
Incorrect information on your report	312
Problem with a company's investigation into an existing problem	71
Problem with a credit reporting company's investigation	48
Attempts to collect debt not owed	35
Other	106

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48091

48091 is associated with the city of Warren, which is located in Macomb County in the state of Michigan. ^[6]

48091 Credit Cards

For more information about 48091 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48091

6. ^ United States Census Bureau