Comprehensive Local Credit Card Guide

Credit Cards in 48322 (West Bloomfield, MI)

Credit Card Debt in 48322

^ Average credit card debt in 48322 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48322

^ Based on overall Michigan data, the credit card delinquency rate in West Bloomfield is approximately 0.55%. ^[2]

Credit Scores in 48322

^ The average credit score in West Bloomfield is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48322

Credit Card Debt in 48322

48322 Credit Card Debt
- The estimated average credit card debt for 48322 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48322

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48322 Credit Scores

Credit Scores in 48322
- Residents of 48322 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48322 (West Bloomfield, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48322 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48322 ^[4]
- 48322 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48322 (West Bloomfield, MI)

Recent credit card complaints originating from consumers in 48322, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48322

Complaint Issue	Number of Complaints*
Improper use of your report	569
Incorrect information on your report	431
Problem with a company's investigation into an existing problem	105
Problem with a credit reporting company's investigation	75
Managing an account	19
Other	128

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48322

48322 is associated with the city of West Bloomfield, which is located in Oakland County in the state of Michigan. ^[6]

48322 Credit Cards

For more information about 48322 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48322

6. ^ United States Census Bureau