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Comprehensive Local Credit Card Guide

Credit Cards in 48418 (Byron, MI)

Credit Card Debt in 48418

^ Average credit card debt in 48418 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 48418

^ Based on overall Michigan data, the credit card delinquency rate in Byron is approximately 0.55%. [2]

Credit Scores in 48418

^ The average credit score in Byron is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 48418

Credit Card Debt in 48418


  • 48418 Credit Card Debt
    • The estimated average credit card debt for 48418 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 48418


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48418 Credit Scores


  • Credit Scores in 48418
    • Residents of 48418 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 48418 (Byron, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 48418 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 48418 [4]
    • 48418 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 48418 (Byron, MI)

Recent credit card complaints originating from consumers in 48418, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 48418

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 48418

48418 is associated with the city of Byron, which is located in Shiawassee County in the state of Michigan. [6]

MI Credit Cards

48418 Credit Cards

For more information about 48418 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48418

6. ^ United States Census Bureau