Credit Card & Personal Finance Statistics in 48609
Credit Card Debt in 48609
- 48609 Credit Card Debt
-
- The estimated average credit card debt for 48609 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 48609
48609 Credit Scores
- Credit Scores in 48609
-
- Residents of 48609 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 48609 (Saginaw, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 48609 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 48609 [4]
-
- 48609 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 48609 (Saginaw, MI)
Recent credit card complaints originating from consumers in 48609, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 48609
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
2 |
| Managing an account |
2 |
| Attempts to collect debt not owed |
1 |
| Fraud or scam |
1 |
| Incorrect information on your report |
1 |
| Other |
2 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 48609
48609 is associated with the city of Saginaw, which is located in Saginaw County in the state of Michigan. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
