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Comprehensive Local Credit Card Guide

Credit Cards in 48629 (Houghton Lake, MI)

Credit Card Debt in 48629

^ Average credit card debt in 48629 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 48629

^ Based on overall Michigan data, the credit card delinquency rate in Houghton Lake is approximately 0.55%. [2]

Credit Scores in 48629

^ The average credit score in Houghton Lake is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 48629

Credit Card Debt in 48629


  • 48629 Credit Card Debt
    • The estimated average credit card debt for 48629 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 48629


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48629 Credit Scores


  • Credit Scores in 48629
    • Residents of 48629 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 48629 (Houghton Lake, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 48629 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 48629 [4]
    • 48629 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 48629 (Houghton Lake, MI)

Recent credit card complaints originating from consumers in 48629, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 48629

Complaint Issue Number of Complaints*
Incorrect information on your report 1
Struggling to pay mortgage 1
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 48629

48629 is associated with the city of Houghton Lake, which is located in Roscommon County in the state of Michigan. [6]

MI Credit Cards

48629 Credit Cards

For more information about 48629 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48629

6. ^ United States Census Bureau