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Comprehensive Local Credit Card Guide

Credit Cards in 49053 (Galesburg, MI)

Credit Card Debt in 49053

^ Average credit card debt in 49053 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49053

^ Based on overall Michigan data, the credit card delinquency rate in Galesburg is approximately 0.55%. [2]

Credit Scores in 49053

^ The average credit score in Galesburg is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49053

Credit Card Debt in 49053


  • 49053 Credit Card Debt
    • The estimated average credit card debt for 49053 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49053


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49053 Credit Scores


  • Credit Scores in 49053
    • Residents of 49053 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49053 (Galesburg, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49053 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49053 [4]
    • 49053 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49053 (Galesburg, MI)

Recent credit card complaints originating from consumers in 49053, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49053

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 14
Incorrect information on your report 11
False statements or representation 1
Problem with fraud alerts or security freezes 1
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 49053

49053 is associated with the city of Galesburg, which is located in Kalamazoo County in the state of Michigan. [6]

MI Credit Cards

49053 Credit Cards

For more information about 49053 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49053

6. ^ United States Census Bureau