Comprehensive Local Credit Card Guide

Credit Cards in 49090 (South Haven, MI)

Credit Card Debt in 49090

^ Average credit card debt in 49090 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 49090

^ Based on overall Michigan data, the credit card delinquency rate in South Haven is approximately 0.55%. ^[2]

Credit Scores in 49090

^ The average credit score in South Haven is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 49090

Credit Card Debt in 49090

49090 Credit Card Debt
- The estimated average credit card debt for 49090 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 49090

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49090 Credit Scores

Credit Scores in 49090
- Residents of 49090 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 49090 (South Haven, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 49090 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 49090 ^[4]
- 49090 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 49090 (South Haven, MI)

Recent credit card complaints originating from consumers in 49090, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 49090

Complaint Issue	Number of Complaints*
Incorrect information on your report	33
Problem with a credit reporting company's investigation	14
Problem with a company's investigation into an existing problem	9
Managing an account	5
Improper use of your report	2
Other	2

* Total 2021 - 2024 (current)

Additional information about Michigan

About 49090

49090 is associated with the city of South Haven, which is located in Van Buren County in the state of Michigan. ^[6]

49090 Credit Cards

For more information about 49090 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49090

6. ^ United States Census Bureau