Comprehensive Local Credit Card Guide

Credit Cards in 49201 (Jackson, MI)

Credit Card Debt in 49201

^ Average credit card debt in 49201 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 49201

^ Based on overall Michigan data, the credit card delinquency rate in Jackson is approximately 0.55%. ^[2]

Credit Scores in 49201

^ The average credit score in Jackson is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 49201

Credit Card Debt in 49201

49201 Credit Card Debt
- The estimated average credit card debt for 49201 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 49201

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49201 Credit Scores

Credit Scores in 49201
- Residents of 49201 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 49201 (Jackson, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 49201 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 49201 ^[4]
- 49201 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 49201 (Jackson, MI)

Recent credit card complaints originating from consumers in 49201, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 49201

Complaint Issue	Number of Complaints*
Incorrect information on your report	42
Improper use of your report	21
Attempts to collect debt not owed	11
Problem with a purchase shown on your statement	6
Problem with a company's investigation into an existing problem	5
Other	30

* Total 2021 - 2024 (current)

Additional information about Michigan

About 49201

49201 is associated with the city of Jackson, which is located in Jackson County in the state of Michigan. ^[6]

49201 Credit Cards

For more information about 49201 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49201

6. ^ United States Census Bureau