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Comprehensive Local Credit Card Guide

Credit Cards in 49645 (Kaleva, MI)

Credit Card Debt in 49645

^ Average credit card debt in 49645 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49645

^ Based on overall Michigan data, the credit card delinquency rate in Kaleva is approximately 0.55%. [2]

Credit Scores in 49645

^ The average credit score in Kaleva is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49645

Credit Card Debt in 49645


  • 49645 Credit Card Debt
    • The estimated average credit card debt for 49645 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49645


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49645 Credit Scores


  • Credit Scores in 49645
    • Residents of 49645 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49645 (Kaleva, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49645 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49645 [4]
    • 49645 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49645 (Kaleva, MI)

Recent credit card complaints originating from consumers in 49645, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49645

Complaint Issue Number of Complaints*
Took or threatened to take negative or legal action 1
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 49645

49645 is associated with the city of Kaleva, which is located in Manistee County in the state of Michigan. [6]

MI Credit Cards

49645 Credit Cards

For more information about 49645 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49645

6. ^ United States Census Bureau