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Comprehensive Local Credit Card Guide

Credit Cards in 49766 (Ossineke, MI)

Credit Card Debt in 49766

^ Average credit card debt in 49766 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49766

^ Based on overall Michigan data, the credit card delinquency rate in Ossineke is approximately 0.55%. [2]

Credit Scores in 49766

^ The average credit score in Ossineke is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49766

Credit Card Debt in 49766


  • 49766 Credit Card Debt
    • The estimated average credit card debt for 49766 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49766


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49766 Credit Scores


  • Credit Scores in 49766
    • Residents of 49766 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49766 (Ossineke, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49766 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49766 [4]
    • 49766 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49766 (Ossineke, MI)

Recent credit card complaints originating from consumers in 49766, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49766

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 49766

49766 is associated with the city of Ossineke, which is located in Alpena County in the state of Michigan. [6]

MI Credit Cards

49766 Credit Cards

For more information about 49766 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49766

6. ^ United States Census Bureau