Credit Card & Personal Finance Statistics in 55012
Credit Card Debt in 55012
- 55012 Credit Card Debt
-
- The estimated average credit card debt for 55012 residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 55012
55012 Credit Scores
- Credit Scores in 55012
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- Residents of 55012 (MN) have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More 55012 (Center City, MN) Credit Stats
- Credit card delinquency rates in Minnesota [2]
-
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Cardholders in 55012 who are more than 90 days late on payments
-
- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in 55012 [4]
-
- 55012 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 55012 (Center City, MN)
Recent credit card complaints originating from consumers in 55012, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 55012
Complaint Issue |
Number of Complaints* |
Attempts to collect debt not owed |
1 |
Struggling to pay mortgage |
1 |
* Total 2021 - 2024 (current)
Additional information about Minnesota
About 55012
55012 is associated with the city of Center City, which is located in Chisago County in the state of Minnesota. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Minnesota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax