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Comprehensive Local Credit Card Guide

Credit Cards in 55012 (Center City, MN)

Credit Card Debt in 55012

^ Average credit card debt in 55012 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55012

^ Based on overall Minnesota data, the credit card delinquency rate in Center City is approximately 0.37%. [2]

Credit Scores in 55012

^ The average credit score in Center City is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55012

Credit Card Debt in 55012


  • 55012 Credit Card Debt
    • The estimated average credit card debt for 55012 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55012


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55012 Credit Scores


  • Credit Scores in 55012
    • Residents of 55012 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55012 (Center City, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55012 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55012 [4]
    • 55012 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 55012 (Center City, MN)

Recent credit card complaints originating from consumers in 55012, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 55012

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
Struggling to pay mortgage 1
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 55012

55012 is associated with the city of Center City, which is located in Chisago County in the state of Minnesota. [6]

MN Credit Cards

55012 Credit Cards

For more information about 55012 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Minnesota


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Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55012

6. ^ United States Census Bureau