Comprehensive Local Credit Card Guide

Credit Cards in 55116 (Saint Paul, MN)

Credit Card Debt in 55116

^ Average credit card debt in 55116 is approximately $4,541, based on overall Minnesota data. ^[1]

Credit Card Delinquency in 55116

^ Based on overall Minnesota data, the credit card delinquency rate in Saint Paul is approximately 0.37%. ^[2]

Credit Scores in 55116

^ The average credit score in Saint Paul is approximately 720, based on collective Minnesota data. ^[3]

Credit Card & Personal Finance Statistics in 55116

Credit Card Debt in 55116

55116 Credit Card Debt
- The estimated average credit card debt for 55116 residents is $4,541. ^[1]
- Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 55116

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55116 Credit Scores

Credit Scores in 55116
- Residents of 55116 (MN) have an estimated average credit score of 720. ^[3]
- The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. ^[3]

More 55116 (Saint Paul, MN) Credit Stats

Credit card delinquency rates in Minnesota ^[2]
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.

Cardholders in 55116 who are more than 90 days late on payments
- Minnesota Rate: 0.37%
- National Average: 0.57%

Statute of limitations for credit card debt in 55116 ^[4]
- 55116 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 55116 (Saint Paul, MN)

Recent credit card complaints originating from consumers in 55116, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 55116

Complaint Issue	Number of Complaints*
Improper use of your report	69
Problem with a company's investigation into an existing problem	22
Incorrect information on your report	17
Problem with a credit reporting company's investigation	17
Dealing with your lender or servicer	7
Other	42

* Total 2021 - 2024 (current)

Additional information about Minnesota

About 55116

55116 is associated with the city of Saint Paul, which is located in Ramsey County in the state of Minnesota. ^[6]

55116 Credit Cards

For more information about 55116 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Minnesota

Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55116

6. ^ United States Census Bureau