Credit Card & Personal Finance Statistics in 55118
Credit Card Debt in 55118
- 55118 Credit Card Debt
-
- The estimated average credit card debt for 55118 residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 55118
55118 Credit Scores
- Credit Scores in 55118
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- Residents of 55118 (MN) have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More 55118 (Saint Paul, MN) Credit Stats
- Credit card delinquency rates in Minnesota [2]
-
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Cardholders in 55118 who are more than 90 days late on payments
-
- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in 55118 [4]
-
- 55118 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 55118 (Saint Paul, MN)
Recent credit card complaints originating from consumers in 55118, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 55118
Complaint Issue |
Number of Complaints* |
Problem with a credit reporting company's investigation |
27 |
Incorrect information on your report |
26 |
Attempts to collect debt not owed |
10 |
Improper use of your report |
9 |
Managing an account |
9 |
Other |
52 |
* Total 2021 - 2024 (current)
Additional information about Minnesota
About 55118
55118 is associated with the city of Saint Paul, which is located in Dakota County in the state of Minnesota. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Minnesota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Minnesota State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau