Credit Card & Personal Finance Statistics in 55124
Credit Card Debt in 55124
- 55124 Credit Card Debt
-
- The estimated average credit card debt for 55124 residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 55124
55124 Credit Scores
- Credit Scores in 55124
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- Residents of 55124 (MN) have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More 55124 (Saint Paul, MN) Credit Stats
- Credit card delinquency rates in Minnesota [2]
-
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Cardholders in 55124 who are more than 90 days late on payments
-
- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in 55124 [4]
-
- 55124 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 55124 (Saint Paul, MN)
Recent credit card complaints originating from consumers in 55124, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 55124
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
103 |
| Problem with a credit reporting company's investigation |
54 |
| Improper use of your report |
32 |
| Problem with a company's investigation into an existing problem |
23 |
| Managing an account |
20 |
| Other |
123 |
* Total 2021 - 2024 (current)
Additional information about Minnesota
About 55124
55124 is associated with the city of Saint Paul, which is located in Dakota County in the state of Minnesota. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Minnesota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
