Credit Card & Personal Finance Statistics in 55130
Credit Card Debt in 55130
- 55130 Credit Card Debt
-
- The estimated average credit card debt for 55130 residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 55130
55130 Credit Scores
- Credit Scores in 55130
-
- Residents of 55130 (MN) have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More 55130 (Saint Paul, MN) Credit Stats
- Credit card delinquency rates in Minnesota [2]
-
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Cardholders in 55130 who are more than 90 days late on payments
-
- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in 55130 [4]
-
- 55130 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 55130 (Saint Paul, MN)
Recent credit card complaints originating from consumers in 55130, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 55130
Complaint Issue |
Number of Complaints* |
Problem with a company's investigation into an existing problem |
28 |
Improper use of your report |
26 |
Incorrect information on your report |
25 |
Attempts to collect debt not owed |
4 |
Problem with a credit reporting company's investigation |
4 |
Other |
8 |
* Total 2021 - 2024 (current)
Additional information about Minnesota
About 55130
55130 is associated with the city of Saint Paul, which is located in Ramsey County in the state of Minnesota. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Minnesota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax