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Comprehensive Local Credit Card Guide

Credit Cards in 55362 (Monticello, MN)

Credit Card Debt in 55362

^ Average credit card debt in 55362 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55362

^ Based on overall Minnesota data, the credit card delinquency rate in Monticello is approximately 0.37%. [2]

Credit Scores in 55362

^ The average credit score in Monticello is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55362

Credit Card Debt in 55362


  • 55362 Credit Card Debt
    • The estimated average credit card debt for 55362 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55362


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55362 Credit Scores


  • Credit Scores in 55362
    • Residents of 55362 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55362 (Monticello, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55362 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55362 [4]
    • 55362 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 55362 (Monticello, MN)

Recent credit card complaints originating from consumers in 55362, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 55362

Complaint Issue Number of Complaints*
Incorrect information on your report 6
Improper use of your report 4
Struggling to pay mortgage 3
Credit monitoring or identity theft protection services 1
Dealing with your lender or servicer 1
Other 7
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 55362

55362 is associated with the city of Monticello, which is located in Wright County in the state of Minnesota. [6]

MN Credit Cards

55362 Credit Cards

For more information about 55362 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Minnesota


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Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55362

6. ^ United States Census Bureau