Comprehensive Local Credit Card Guide

Credit Cards in 55705 (Aurora, MN)

Credit Card Debt in 55705

^ Average credit card debt in 55705 is approximately $4,541, based on overall Minnesota data. ^[1]

Credit Card Delinquency in 55705

^ Based on overall Minnesota data, the credit card delinquency rate in Aurora is approximately 0.37%. ^[2]

Credit Scores in 55705

^ The average credit score in Aurora is approximately 720, based on collective Minnesota data. ^[3]

Credit Card & Personal Finance Statistics in 55705

Credit Card Debt in 55705

55705 Credit Card Debt
- The estimated average credit card debt for 55705 residents is $4,541. ^[1]
- Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 55705

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

55705 Credit Scores

Credit Scores in 55705
- Residents of 55705 (MN) have an estimated average credit score of 720. ^[3]
- The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. ^[3]

More 55705 (Aurora, MN) Credit Stats

Credit card delinquency rates in Minnesota ^[2]
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.

Cardholders in 55705 who are more than 90 days late on payments
- Minnesota Rate: 0.37%
- National Average: 0.57%

Statute of limitations for credit card debt in 55705 ^[4]
- 55705 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 55705 (Aurora, MN)

Recent credit card complaints originating from consumers in 55705, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 55705

Complaint Issue	Number of Complaints*
Problem with a lender or other company charging your account	1

* Total 2021 - 2024 (current)

Additional information about Minnesota

About 55705

55705 is associated with the city of Aurora, which is located in St. Louis County in the state of Minnesota. ^[6]

55705 Credit Cards

For more information about 55705 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Minnesota

Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55705

6. ^ United States Census Bureau