Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 55805 (Duluth, MN)

Credit Card Debt in 55805

^ Average credit card debt in 55805 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55805

^ Based on overall Minnesota data, the credit card delinquency rate in Duluth is approximately 0.37%. [2]

Credit Scores in 55805

^ The average credit score in Duluth is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55805

Credit Card Debt in 55805


  • 55805 Credit Card Debt
    • The estimated average credit card debt for 55805 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55805


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


55805 Credit Scores


  • Credit Scores in 55805
    • Residents of 55805 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55805 (Duluth, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55805 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55805 [4]
    • 55805 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 55805 (Duluth, MN)

Recent credit card complaints originating from consumers in 55805, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 55805

Complaint Issue Number of Complaints*
Other features, terms, or problems 1
Problem with a purchase or transfer 1
Struggling to pay mortgage 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Minnesota

About 55805

55805 is associated with the city of Duluth, which is located in St. Louis County in the state of Minnesota. [6]

MN Credit Cards

55805 Credit Cards

For more information about 55805 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Minnesota


Go

Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55805

6. ^ United States Census Bureau