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Comprehensive Local Credit Card Guide

Credit Cards in 55807 (Duluth, MN)

Credit Card Debt in 55807

^ Average credit card debt in 55807 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55807

^ Based on overall Minnesota data, the credit card delinquency rate in Duluth is approximately 0.37%. [2]

Credit Scores in 55807

^ The average credit score in Duluth is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55807

Credit Card Debt in 55807


  • 55807 Credit Card Debt
    • The estimated average credit card debt for 55807 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55807


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55807 Credit Scores


  • Credit Scores in 55807
    • Residents of 55807 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55807 (Duluth, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55807 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55807 [4]
    • 55807 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 55807 (Duluth, MN)

Recent credit card complaints originating from consumers in 55807, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 55807

Complaint Issue Number of Complaints*
Improper use of your report 3
Dealing with your lender or servicer 1
Managing an account 1
Trouble during payment process 1
Trouble using the card 1
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 55807

55807 is associated with the city of Duluth, which is located in St. Louis County in the state of Minnesota. [6]

MN Credit Cards

55807 Credit Cards

For more information about 55807 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Minnesota


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Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau