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Comprehensive Local Credit Card Guide

Credit Cards in 55906 (Rochester, MN)

Credit Card Debt in 55906

^ Average credit card debt in 55906 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55906

^ Based on overall Minnesota data, the credit card delinquency rate in Rochester is approximately 0.37%. [2]

Credit Scores in 55906

^ The average credit score in Rochester is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55906

Credit Card Debt in 55906


  • 55906 Credit Card Debt
    • The estimated average credit card debt for 55906 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55906


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55906 Credit Scores


  • Credit Scores in 55906
    • Residents of 55906 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55906 (Rochester, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55906 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55906 [4]
    • 55906 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 55906 (Rochester, MN)

Recent credit card complaints originating from consumers in 55906, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 55906

Complaint Issue Number of Complaints*
Improper use of your report 14
Incorrect information on your report 3
Dealing with your lender or servicer 2
Managing an account 2
Trouble accessing funds in your mobile or digital wallet 2
Other 4
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 55906

55906 is associated with the city of Rochester, which is located in Olmsted County in the state of Minnesota. [6]

MN Credit Cards

55906 Credit Cards

For more information about 55906 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Minnesota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55906

6. ^ United States Census Bureau