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Comprehensive Local Credit Card Guide

Credit Cards in 56118 (Bingham Lake, MN)

Credit Card Debt in 56118

^ Average credit card debt in 56118 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 56118

^ Based on overall Minnesota data, the credit card delinquency rate in Bingham Lake is approximately 0.37%. [2]

Credit Scores in 56118

^ The average credit score in Bingham Lake is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 56118

Credit Card Debt in 56118

  • 56118 Credit Card Debt
    • The estimated average credit card debt for 56118 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 56118

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56118 Credit Scores

  • Credit Scores in 56118
    • Residents of 56118 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 56118 (Bingham Lake, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 56118 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 56118 [4]
    • 56118 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Minnesota

About 56118

56118 is associated with the city of Bingham Lake, which is located in Cottonwood County in the state of Minnesota. [6]

MN Credit Cards

56118 Credit Cards

For more information about 56118 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Minnesota


Cities in MN


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau