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Comprehensive Local Credit Card Guide

Credit Cards in 56573 (Perham, MN)

Credit Card Debt in 56573

^ Average credit card debt in 56573 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 56573

^ Based on overall Minnesota data, the credit card delinquency rate in Perham is approximately 0.37%. [2]

Credit Scores in 56573

^ The average credit score in Perham is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 56573

Credit Card Debt in 56573


  • 56573 Credit Card Debt
    • The estimated average credit card debt for 56573 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 56573


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56573 Credit Scores


  • Credit Scores in 56573
    • Residents of 56573 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 56573 (Perham, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 56573 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 56573 [4]
    • 56573 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 56573 (Perham, MN)

Recent credit card complaints originating from consumers in 56573, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 56573

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 5
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 56573

56573 is associated with the city of Perham, which is located in Otter Tail County in the state of Minnesota. [6]

MN Credit Cards

56573 Credit Cards

For more information about 56573 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Minnesota


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Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 56573

6. ^ United States Census Bureau