Credit Card & Personal Finance Statistics in 38632
Credit Card Debt in 38632
- 38632 Credit Card Debt
-
- The estimated average credit card debt for 38632 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 38632
38632 Credit Scores
- Credit Scores in 38632
-
- Residents of 38632 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 38632 (Hernando, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 38632 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 38632 [4]
-
- 38632 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 38632 (Hernando, MS)
Recent credit card complaints originating from consumers in 38632, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 38632
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
75 |
| Problem with a credit reporting company's investigation |
68 |
| Incorrect information on your report |
48 |
| Attempts to collect debt not owed |
14 |
| Written notification about debt |
5 |
| Other |
41 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 38632
38632 is associated with the city of Hernando, which is located in DeSoto County in the state of Mississippi. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
