Credit Card & Personal Finance Statistics in 38643
Credit Card Debt in 38643
- 38643 Credit Card Debt
-
- The estimated average credit card debt for 38643 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 38643
38643 Credit Scores
- Credit Scores in 38643
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- Residents of 38643 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 38643 (Lambert, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 38643 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 38643 [4]
-
- 38643 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 38643 (Lambert, MS)
Recent credit card complaints originating from consumers in 38643, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 38643
Complaint Issue |
Number of Complaints* |
Problem with a credit reporting company's investigation |
9 |
Improper use of your report |
6 |
Incorrect information on your report |
4 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 38643
38643 is associated with the city of Lambert, which is located in Quitman County in the state of Mississippi. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax