Credit Card & Personal Finance Statistics in 38647
Credit Card Debt in 38647
- 38647 Credit Card Debt
-
- The estimated average credit card debt for 38647 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 38647
38647 Credit Scores
- Credit Scores in 38647
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- Residents of 38647 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 38647 (Michigan City, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 38647 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 38647 [4]
-
- 38647 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 38647 (Michigan City, MS)
Recent credit card complaints originating from consumers in 38647, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 38647
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
1 |
| Took or threatened to take negative or legal action |
1 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 38647
38647 is associated with the city of Michigan City, which is located in Benton County in the state of Mississippi. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
