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Comprehensive Local Credit Card Guide

Credit Cards in 38666 (Sardis, MS)

Credit Card Debt in 38666

^ Average credit card debt in 38666 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 38666

^ Based on overall Mississippi data, the credit card delinquency rate in Sardis is approximately 0.87%. [2]

Credit Scores in 38666

^ The average credit score in Sardis is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 38666

Credit Card Debt in 38666


  • 38666 Credit Card Debt
    • The estimated average credit card debt for 38666 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38666


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38666 Credit Scores


  • Credit Scores in 38666
    • Residents of 38666 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 38666 (Sardis, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 38666 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38666 [4]
    • 38666 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38666 (Sardis, MS)

Recent credit card complaints originating from consumers in 38666, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38666

Complaint Issue Number of Complaints*
Incorrect information on your report 62
Improper use of your report 51
Written notification about debt 7
Communication tactics 6
Attempts to collect debt not owed 4
Other 12
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 38666

38666 is associated with the city of Sardis, which is located in Panola County in the state of Mississippi. [6]

MS Credit Cards

38666 Credit Cards

For more information about 38666 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 38666

6. ^ United States Census Bureau