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Comprehensive Local Credit Card Guide

Credit Cards in 38722 (Arcola, MS)

Credit Card Debt in 38722

^ Average credit card debt in 38722 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 38722

^ Based on overall Mississippi data, the credit card delinquency rate in Arcola is approximately 0.87%. [2]

Credit Scores in 38722

^ The average credit score in Arcola is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 38722

Credit Card Debt in 38722


  • 38722 Credit Card Debt
    • The estimated average credit card debt for 38722 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38722


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38722 Credit Scores


  • Credit Scores in 38722
    • Residents of 38722 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 38722 (Arcola, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 38722 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38722 [4]
    • 38722 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38722 (Arcola, MS)

Recent credit card complaints originating from consumers in 38722, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38722

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 38722

38722 is associated with the city of Arcola, which is located in Washington County in the state of Mississippi. [6]

MS Credit Cards

38722 Credit Cards

For more information about 38722 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 38722

6. ^ United States Census Bureau