Comprehensive Local Credit Card Guide

Credit Cards in 38829 (Booneville, MS)

Credit Card Debt in 38829

^ Average credit card debt in 38829 is approximately $4,594, based on overall Mississippi data. ^[1]

Credit Card Delinquency in 38829

^ Based on overall Mississippi data, the credit card delinquency rate in Booneville is approximately 0.87%. ^[2]

Credit Scores in 38829

^ The average credit score in Booneville is approximately 661, based on collective Mississippi data. ^[3]

Credit Card & Personal Finance Statistics in 38829

Credit Card Debt in 38829

38829 Credit Card Debt
- The estimated average credit card debt for 38829 residents is $4,594. ^[1]
- Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 38829

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38829 Credit Scores

Credit Scores in 38829
- Residents of 38829 (MS) have an estimated average credit score of 661. ^[3]
- The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. ^[3]

More 38829 (Booneville, MS) Credit Stats

Credit card delinquency rates in Mississippi ^[2]
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.

Cardholders in 38829 who are more than 90 days late on payments
- Mississippi Rate: 0.87%
- National Average: 0.57%

Statute of limitations for credit card debt in 38829 ^[4]
- 38829 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 38829 (Booneville, MS)

Recent credit card complaints originating from consumers in 38829, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 38829

Complaint Issue	Number of Complaints*
Incorrect information on your report	69
Improper use of your report	34
Problem with a credit reporting company's investigation	16
Problem with a company's investigation into an existing problem	4
Took or threatened to take negative or legal action	3
Other	6

* Total 2021 - 2024 (current)

Additional information about Mississippi

About 38829

38829 is associated with the city of Booneville, which is located in Prentiss County in the state of Mississippi. ^[6]

38829 Credit Cards

For more information about 38829 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Mississippi

Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 38829

6. ^ United States Census Bureau