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Comprehensive Local Credit Card Guide

Credit Cards in 38862 (Plantersville, MS)

Credit Card Debt in 38862

^ Average credit card debt in 38862 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 38862

^ Based on overall Mississippi data, the credit card delinquency rate in Plantersville is approximately 0.87%. [2]

Credit Scores in 38862

^ The average credit score in Plantersville is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 38862

Credit Card Debt in 38862


  • 38862 Credit Card Debt
    • The estimated average credit card debt for 38862 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38862


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38862 Credit Scores


  • Credit Scores in 38862
    • Residents of 38862 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 38862 (Plantersville, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 38862 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38862 [4]
    • 38862 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38862 (Plantersville, MS)

Recent credit card complaints originating from consumers in 38862, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38862

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 6
Problem with a company's investigation into an existing problem 5
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 38862

38862 is associated with the city of Plantersville, which is located in Lee County in the state of Mississippi. [6]

MS Credit Cards

38862 Credit Cards

For more information about 38862 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 38862

6. ^ United States Census Bureau