Comprehensive Local Credit Card Guide

Credit Cards in 39194 (Yazoo City, MS)

Credit Card Debt in 39194

^ Average credit card debt in 39194 is approximately $4,594, based on overall Mississippi data. ^[1]

Credit Card Delinquency in 39194

^ Based on overall Mississippi data, the credit card delinquency rate in Yazoo City is approximately 0.87%. ^[2]

Credit Scores in 39194

^ The average credit score in Yazoo City is approximately 661, based on collective Mississippi data. ^[3]

Credit Card & Personal Finance Statistics in 39194

Credit Card Debt in 39194

39194 Credit Card Debt
- The estimated average credit card debt for 39194 residents is $4,594. ^[1]
- Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 39194

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

39194 Credit Scores

Credit Scores in 39194
- Residents of 39194 (MS) have an estimated average credit score of 661. ^[3]
- The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. ^[3]

More 39194 (Yazoo City, MS) Credit Stats

Credit card delinquency rates in Mississippi ^[2]
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.

Cardholders in 39194 who are more than 90 days late on payments
- Mississippi Rate: 0.87%
- National Average: 0.57%

Statute of limitations for credit card debt in 39194 ^[4]
- 39194 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 39194 (Yazoo City, MS)

Recent credit card complaints originating from consumers in 39194, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 39194

Complaint Issue	Number of Complaints*
Incorrect information on your report	478
Problem with a company's investigation into an existing problem	360
Problem with a credit reporting company's investigation	282
Improper use of your report	136
Written notification about debt	8
Other	23

* Total 2021 - 2024 (current)

Additional information about Mississippi

About 39194

39194 is associated with the city of Yazoo City, which is located in Yazoo County in the state of Mississippi. ^[6]

39194 Credit Cards

For more information about 39194 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Mississippi

Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39194

6. ^ United States Census Bureau