Comprehensive Local Credit Card Guide

Credit Cards in 39208 (Pearl, MS)

Credit Card Debt in 39208

^ Average credit card debt in 39208 is approximately $4,594, based on overall Mississippi data. ^[1]

Credit Card Delinquency in 39208

^ Based on overall Mississippi data, the credit card delinquency rate in Pearl is approximately 0.87%. ^[2]

Credit Scores in 39208

^ The average credit score in Pearl is approximately 661, based on collective Mississippi data. ^[3]

Credit Card & Personal Finance Statistics in 39208

Credit Card Debt in 39208

39208 Credit Card Debt
- The estimated average credit card debt for 39208 residents is $4,594. ^[1]
- Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 39208

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39208 Credit Scores

Credit Scores in 39208
- Residents of 39208 (MS) have an estimated average credit score of 661. ^[3]
- The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. ^[3]

More 39208 (Pearl, MS) Credit Stats

Credit card delinquency rates in Mississippi ^[2]
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.

Cardholders in 39208 who are more than 90 days late on payments
- Mississippi Rate: 0.87%
- National Average: 0.57%

Statute of limitations for credit card debt in 39208 ^[4]
- 39208 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 39208 (Pearl, MS)

Recent credit card complaints originating from consumers in 39208, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 39208

Complaint Issue	Number of Complaints*
Incorrect information on your report	284
Improper use of your report	184
Problem with a company's investigation into an existing problem	102
Problem with a credit reporting company's investigation	41
Credit monitoring or identity theft protection services	5
Other	63

* Total 2021 - 2024 (current)

Additional information about Mississippi

About 39208

39208 is associated with the city of Pearl, which is located in Rankin County in the state of Mississippi. ^[6]

39208 Credit Cards

For more information about 39208 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Mississippi

Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39208

6. ^ United States Census Bureau