Credit Card & Personal Finance Statistics in 39476
Credit Card Debt in 39476
- 39476 Credit Card Debt
-
- The estimated average credit card debt for 39476 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 39476
39476 Credit Scores
- Credit Scores in 39476
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- Residents of 39476 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 39476 (Richton, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 39476 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 39476 [4]
-
- 39476 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 39476 (Richton, MS)
Recent credit card complaints originating from consumers in 39476, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 39476
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
35 |
| Problem with a lender or other company charging your account |
2 |
| Fraud or scam |
1 |
| Problem when making payments |
1 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 39476
39476 is associated with the city of Richton, which is located in Perry County in the state of Mississippi. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
