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Comprehensive Local Credit Card Guide

Credit Cards in 39638 (Gloster, MS)

Credit Card Debt in 39638

^ Average credit card debt in 39638 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39638

^ Based on overall Mississippi data, the credit card delinquency rate in Gloster is approximately 0.87%. [2]

Credit Scores in 39638

^ The average credit score in Gloster is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39638

Credit Card Debt in 39638


  • 39638 Credit Card Debt
    • The estimated average credit card debt for 39638 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39638


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39638 Credit Scores


  • Credit Scores in 39638
    • Residents of 39638 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39638 (Gloster, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39638 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39638 [4]
    • 39638 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39638 (Gloster, MS)

Recent credit card complaints originating from consumers in 39638, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39638

Complaint Issue Number of Complaints*
Incorrect information on your report 18
Credit monitoring or identity theft protection services 17
Problem with a company's investigation into an existing problem 11
Problem with additional add-on products or services 1
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39638

39638 is associated with the city of Gloster, which is located in Amite County in the state of Mississippi. [6]

MS Credit Cards

39638 Credit Cards

For more information about 39638 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39638

6. ^ United States Census Bureau