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Comprehensive Local Credit Card Guide

Credit Cards in 39702 (Columbus, MS)

Credit Card Debt in 39702

^ Average credit card debt in 39702 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39702

^ Based on overall Mississippi data, the credit card delinquency rate in Columbus is approximately 0.87%. [2]

Credit Scores in 39702

^ The average credit score in Columbus is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39702

Credit Card Debt in 39702


  • 39702 Credit Card Debt
    • The estimated average credit card debt for 39702 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39702


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39702 Credit Scores


  • Credit Scores in 39702
    • Residents of 39702 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39702 (Columbus, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39702 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39702 [4]
    • 39702 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39702 (Columbus, MS)

Recent credit card complaints originating from consumers in 39702, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39702

Complaint Issue Number of Complaints*
Incorrect information on your report 479
Improper use of your report 381
Problem with a company's investigation into an existing problem 221
Problem with a credit reporting company's investigation 29
Attempts to collect debt not owed 21
Other 55
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39702

39702 is associated with the city of Columbus, which is located in Lowndes County in the state of Mississippi. [6]

MS Credit Cards

39702 Credit Cards

For more information about 39702 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39702

6. ^ United States Census Bureau