Comprehensive Local Credit Card Guide

Credit Cards in 63109 (Saint Louis, MO)

Credit Card Debt in 63109

^ Average credit card debt in 63109 is approximately $4,796, based on overall Missouri data. ^[1]

Credit Card Delinquency in 63109

^ Based on overall Missouri data, the credit card delinquency rate in Saint Louis is approximately 0.56%. ^[2]

Credit Scores in 63109

^ The average credit score in Saint Louis is approximately 696, based on collective Missouri data. ^[3]

Credit Card & Personal Finance Statistics in 63109

Credit Card Debt in 63109

63109 Credit Card Debt
- The estimated average credit card debt for 63109 residents is $4,796. ^[1]
- Average credit card debt amount in Missouri (all cities) is 3% less than the national average of $4,965.
- Collectively, Missouri cities rank 30th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 63109

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63109 Credit Scores

Credit Scores in 63109
- Residents of 63109 (MO) have an estimated average credit score of 696. ^[3]
- The average credit score in Missouri (all cities) is exactly equal to the national average score of 696.
- Missouri collectively ranks 33rd in the U.S. in average credit score of residents. ^[3]

More 63109 (Saint Louis, MO) Credit Stats

Credit card delinquency rates in Missouri ^[2]
- Missouri residents (all cities) rank 25th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 63109 who are more than 90 days late on payments
- Missouri Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 63109 ^[4]
- 63109 (Missouri) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 63109 (Saint Louis, MO)

Recent credit card complaints originating from consumers in 63109, MO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 63109

Complaint Issue	Number of Complaints*
Incorrect information on your report	156
Improper use of your report	57
Problem with a company's investigation into an existing problem	22
Problem with a credit reporting company's investigation	16
Dealing with your lender or servicer	12
Other	47

* Total 2021 - 2024 (current)

Additional information about Missouri

About 63109

63109 is associated with the city of Saint Louis, which is located in St. Louis (city) County in the state of Missouri. ^[6]

63109 Credit Cards

For more information about 63109 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Missouri

Cities in MO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Missouri State Legislature

5. ^ Consumer financial complaints in 63109

6. ^ United States Census Bureau