Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 63361 (Montgomery City, MO)

Credit Card Debt in 63361

^ Average credit card debt in 63361 is approximately $4,796, based on overall Missouri data. [1]

Credit Card Delinquency in 63361

^ Based on overall Missouri data, the credit card delinquency rate in Montgomery City is approximately 0.56%. [2]

Credit Scores in 63361

^ The average credit score in Montgomery City is approximately 696, based on collective Missouri data. [3]

MO Credit Cards

Credit Card & Personal Finance Statistics in 63361

Credit Card Debt in 63361


  • 63361 Credit Card Debt
    • The estimated average credit card debt for 63361 residents is $4,796. [1]
    • Average credit card debt amount in Missouri (all cities) is 3% less than the national average of $4,965.
    • Collectively, Missouri cities rank 30th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 63361


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


63361 Credit Scores


  • Credit Scores in 63361
    • Residents of 63361 (MO) have an estimated average credit score of 696. [3]
    • The average credit score in Missouri (all cities) is exactly equal to the national average score of 696.
    • Missouri collectively ranks 33rd in the U.S. in average credit score of residents. [3]

More 63361 (Montgomery City, MO) Credit Stats

  • Credit card delinquency rates in Missouri [2]
    • Missouri residents (all cities) rank 25th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 63361 who are more than 90 days late on payments
    • Missouri Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 63361 [4]
    • 63361 (Missouri) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 63361 (Montgomery City, MO)

Recent credit card complaints originating from consumers in 63361, MO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 63361

Complaint Issue Number of Complaints*
Improper use of your report 3
Incorrect information on your report 2
Problem with a company's investigation into an existing problem 1
Trouble during payment process 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Missouri

About 63361

63361 is associated with the city of Montgomery City, which is located in Montgomery County in the state of Missouri. [6]

MO Credit Cards

63361 Credit Cards

For more information about 63361 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Missouri


Go

Cities in MO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Missouri State Legislature

5. ^ Consumer financial complaints in 63361

6. ^ United States Census Bureau