Comprehensive Local Credit Card Guide

Credit Cards in 64015 (Blue Springs, MO)

Credit Card Debt in 64015

^ Average credit card debt in 64015 is approximately $4,796, based on overall Missouri data. ^[1]

Credit Card Delinquency in 64015

^ Based on overall Missouri data, the credit card delinquency rate in Blue Springs is approximately 0.56%. ^[2]

Credit Scores in 64015

^ The average credit score in Blue Springs is approximately 696, based on collective Missouri data. ^[3]

Credit Card & Personal Finance Statistics in 64015

Credit Card Debt in 64015

64015 Credit Card Debt
- The estimated average credit card debt for 64015 residents is $4,796. ^[1]
- Average credit card debt amount in Missouri (all cities) is 3% less than the national average of $4,965.
- Collectively, Missouri cities rank 30th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 64015

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64015 Credit Scores

Credit Scores in 64015
- Residents of 64015 (MO) have an estimated average credit score of 696. ^[3]
- The average credit score in Missouri (all cities) is exactly equal to the national average score of 696.
- Missouri collectively ranks 33rd in the U.S. in average credit score of residents. ^[3]

More 64015 (Blue Springs, MO) Credit Stats

Credit card delinquency rates in Missouri ^[2]
- Missouri residents (all cities) rank 25th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 64015 who are more than 90 days late on payments
- Missouri Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 64015 ^[4]
- 64015 (Missouri) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 64015 (Blue Springs, MO)

Recent credit card complaints originating from consumers in 64015, MO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 64015

Complaint Issue	Number of Complaints*
Incorrect information on your report	39
Problem with a company's investigation into an existing problem	28
Improper use of your report	23
Problem with a credit reporting company's investigation	11
Attempts to collect debt not owed	9
Other	48

* Total 2021 - 2024 (current)

Additional information about Missouri

About 64015

64015 is associated with the city of Blue Springs, which is located in Jackson County in the state of Missouri. ^[6]

64015 Credit Cards

For more information about 64015 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Missouri

Cities in MO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Missouri State Legislature

5. ^ Consumer financial complaints in 64015

6. ^ United States Census Bureau