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Comprehensive Local Credit Card Guide

Credit Cards in 64076 (Odessa, MO)

Credit Card Debt in 64076

^ Average credit card debt in 64076 is approximately $4,796, based on overall Missouri data. [1]

Credit Card Delinquency in 64076

^ Based on overall Missouri data, the credit card delinquency rate in Odessa is approximately 0.56%. [2]

Credit Scores in 64076

^ The average credit score in Odessa is approximately 696, based on collective Missouri data. [3]

MO Credit Cards

Credit Card & Personal Finance Statistics in 64076

Credit Card Debt in 64076


  • 64076 Credit Card Debt
    • The estimated average credit card debt for 64076 residents is $4,796. [1]
    • Average credit card debt amount in Missouri (all cities) is 3% less than the national average of $4,965.
    • Collectively, Missouri cities rank 30th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 64076


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64076 Credit Scores


  • Credit Scores in 64076
    • Residents of 64076 (MO) have an estimated average credit score of 696. [3]
    • The average credit score in Missouri (all cities) is exactly equal to the national average score of 696.
    • Missouri collectively ranks 33rd in the U.S. in average credit score of residents. [3]

More 64076 (Odessa, MO) Credit Stats

  • Credit card delinquency rates in Missouri [2]
    • Missouri residents (all cities) rank 25th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 64076 who are more than 90 days late on payments
    • Missouri Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 64076 [4]
    • 64076 (Missouri) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 64076 (Odessa, MO)

Recent credit card complaints originating from consumers in 64076, MO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 64076

Complaint Issue Number of Complaints*
Applying for a mortgage or refinancing an existing mortgage 1
Dealing with your lender or servicer 1
Fees or interest 1
Fraud or scam 1
Managing an account 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Missouri

About 64076

64076 is associated with the city of Odessa, which is located in Lafayette County in the state of Missouri. [6]

MO Credit Cards

64076 Credit Cards

For more information about 64076 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Missouri


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Cities in MO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Missouri State Legislature

5. ^ Consumer financial complaints in 64076

6. ^ United States Census Bureau