Comprehensive Local Credit Card Guide

Credit Cards in 64804 (Joplin, MO)

Credit Card Debt in 64804

^ Average credit card debt in 64804 is approximately $4,796, based on overall Missouri data. ^[1]

Credit Card Delinquency in 64804

^ Based on overall Missouri data, the credit card delinquency rate in Joplin is approximately 0.56%. ^[2]

Credit Scores in 64804

^ The average credit score in Joplin is approximately 696, based on collective Missouri data. ^[3]

Credit Card & Personal Finance Statistics in 64804

Credit Card Debt in 64804

64804 Credit Card Debt
- The estimated average credit card debt for 64804 residents is $4,796. ^[1]
- Average credit card debt amount in Missouri (all cities) is 3% less than the national average of $4,965.
- Collectively, Missouri cities rank 30th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 64804

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64804 Credit Scores

Credit Scores in 64804
- Residents of 64804 (MO) have an estimated average credit score of 696. ^[3]
- The average credit score in Missouri (all cities) is exactly equal to the national average score of 696.
- Missouri collectively ranks 33rd in the U.S. in average credit score of residents. ^[3]

More 64804 (Joplin, MO) Credit Stats

Credit card delinquency rates in Missouri ^[2]
- Missouri residents (all cities) rank 25th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 64804 who are more than 90 days late on payments
- Missouri Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 64804 ^[4]
- 64804 (Missouri) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 64804 (Joplin, MO)

Recent credit card complaints originating from consumers in 64804, MO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 64804

Complaint Issue	Number of Complaints*
Incorrect information on your report	37
Improper use of your report	33
Attempts to collect debt not owed	14
Problem with a credit reporting company's investigation	14
Problem with a company's investigation into an existing problem	12
Other	57

* Total 2021 - 2024 (current)

Additional information about Missouri

About 64804

64804 is associated with the city of Joplin, which is located in Jasper County in the state of Missouri. ^[6]

64804 Credit Cards

For more information about 64804 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Missouri

Cities in MO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Missouri State Legislature

5. ^ Consumer financial complaints in 64804

6. ^ United States Census Bureau