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Comprehensive Local Credit Card Guide

Credit Cards in 58107 (Fargo, ND)

Credit Card Debt in 58107

^ Average credit card debt in 58107 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58107

^ Based on overall North Dakota data, the credit card delinquency rate in Fargo is approximately 0.35%. [2]

Credit Scores in 58107

^ The average credit score in Fargo is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58107

Credit Card Debt in 58107


  • 58107 Credit Card Debt
    • The estimated average credit card debt for 58107 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58107


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58107 Credit Scores


  • Credit Scores in 58107
    • Residents of 58107 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58107 (Fargo, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58107 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58107 [4]
    • 58107 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 58107 (Fargo, ND)

Recent credit card complaints originating from consumers in 58107, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 58107

Complaint Issue Number of Complaints*
Incorrect information on your report 3
* Total 2021 - 2024 (current)

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Additional information about North Dakota

About 58107

58107 is associated with the city of Fargo, which is located in Cass County in the state of North Dakota. [6]

ND Credit Cards

58107 Credit Cards

For more information about 58107 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer financial complaints in 58107

6. ^ United States Census Bureau