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Comprehensive Local Credit Card Guide

Credit Cards in 58362 (Penn, ND)

Credit Card Debt in 58362

^ Average credit card debt in 58362 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58362

^ Based on overall North Dakota data, the credit card delinquency rate in Penn is approximately 0.35%. [2]

Credit Scores in 58362

^ The average credit score in Penn is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58362

Credit Card Debt in 58362


  • 58362 Credit Card Debt
    • The estimated average credit card debt for 58362 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58362


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58362 Credit Scores


  • Credit Scores in 58362
    • Residents of 58362 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58362 (Penn, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58362 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58362 [4]
    • 58362 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 58362 (Penn, ND)

Recent credit card complaints originating from consumers in 58362, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 58362

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about North Dakota

About 58362

58362 is associated with the city of Penn, which is located in Ramsey County in the state of North Dakota. [6]

ND Credit Cards

58362 Credit Cards

For more information about 58362 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer financial complaints in 58362

6. ^ United States Census Bureau